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Here’s how you can get started determining short-term goals and building a supportive financial plan.First, figure out what you want to achieve most in your life.If investment property is inherited, the capital gain or loss is treated as long-term.

Think of your goals as the foundation for your financial plan.

Close brokerage and bank accounts you don’t need or use.

Figure out how many years you have until retirement and the amount of income you’ll need.

This can range from buying a house to starting a business or retiring according to your own schedule.

Without goals, any money you earn can easily be spent instead of being saved or earmarked for an important milestone or goal.